Commercial Bridge Loans: Industry Leaders and Successful Strategies

It is always important for new commercial real estate borrowers to educate themselves as much as possible about the types of terms, lending factors, and different types of loans available before entering into potential partnerships. It is always important to avoid assumptions of a built-in understanding with regard to intricate financial concepts like commercial bridge loans.

So, what exactly is a commercial bridge loan? How does a successful commercial bridge loan work? Most specifically, how can commercial real estate investors use bridge loans to their advantage? The best way to prevent against investment losses and maximize returns on investment is to keep informed so that it is possible to confidently move forward to the next stage of a successful lending journey.

Essentially, a commercial bridge loan is an agreement designed to “bridge the gap” so that you can move from your current financial situation until you can reach loan finances that are coming in the future. The unfortunate reality is that commercial real estate lending can sometimes require a long, involved application/approval process. But the world of businesses often requires fast finances via short-term loans.

This is precisely the reason bridge loans can help to get things going or keep project funded until loan financing finally arrives. Commercial bridge loans are often used in real estate (as well as other commercial circumstances) where quick, short-term funding becomes necessary.

Industry Leaders Offering Commercial Bridge Loans

Industry leader Clopton Capital has offered commercial bridge loans to diverse lending groups (in office, retail, industrial, hotel, commercial, and multifamily endeavors) for nearly a decade. Over the years, asset-backed borrowers have found great value in Clopton Capital’s individually-tailored involvement in commercial property loan arrangements. Through their versatile, resolute and reliable services, Clopton Capital has established a stellar reputation as a company that obtains the lowest interest rates available and closes financing deals quickly.

“We aim to secure redemption terms that don’t raise stress levels for our clients,” said Jake Clopton, Founder and President of Clopton Capital. “On the contrary, it has always been our mission to take the pressure off our clients’ shoulders.”

For the company, these strategies seem to be working. Clopton Capital has quickly grown to reach a national scale and has already closed several billion dollars worth of real estate financing deals during its tenure. Most impressively, all this success hasn’t changed the company’s approach to its core operations: “We make no distinction between small and big clients” Mr. Clopton explained. “Every deal – whether it’s a $1 million bridge leveraging application or a client looking to raise $40 million – gets the same heralded Clopton VIP treatment.”

If success is measured by client satisfaction and ultimate profitability, this approach seems to be paying dividends across the board. Built on expertise in every aspect of the commercial loan arena, the commercial bridge loans offered by Clopton Capital include:

Loan amounts: From $1 – $40 million, loan to value and loan to cost up to 85%
Eligible real estate asset classes for bridge leveraging: Multifamily, office, industrial, retail, commercial, hotel.
Best channels for Bridge Financing: 1st & 2nd Lien loans, and mezzanine
Primary need areas: Raising fast capital for acquisitions, refinancing, cash-outs, Value-add & re-positioning, and Heavy & Light rehab
Where: All real estate markets anywhere in the US.

As a national commercial mortgage broker that is focused on the needs clients, Clopton Capital has proven its ability to provide fast, efficient capital agreements for investing/developing commercial properties in cities, towns, and rural areas across the nation. Client satisfaction surveys have shown that the company is finely-tuned into the factors required when securing the funding needed for time-sensitive acquisitions and loan maturities, rehab construction, refinancing existing interest-pressured commercial mortgages, or the construction of new developments. Clopton even has a strong track-record of saving real estate deals threatened by foreclosure.

Clopton Capital’s longstanding relationships with the market’s most competitive commercial mortgage lenders grants clients access to commercial bridge financing options largely unparalleled in the industry. In most cases, these high-quality options are not offered by traditional banks. This is why the company’s long list of satisfied clients – totaling several billion dollars in real estate funding deals – has allowed Clopton Capital to thrive and excel in the complicated world of bridge loan financing.